Multifamily Selling and Servicing Guide Effective as of January 1, 2021 No portion of this Multifamily Selling and Servicing Guide may be reproduced in any form or by any means without Fannie Mae's prior written permission, except as may be provided herein or unless otherwise permitted by law. Fannie Mae may revoke these limited permissions by written notice to any or all Fannie Mae-approved users. 4 0 obj Form 0276 . Contracts. stream Download announcement Recent News. Originating loans for, or selling loans to, a Fannie Mae approved lender or aggregator can be useful to banks that do not meet minimum standards and/or do not have the internal capacity to become Fannie Mae approved. "Selling Guide: B3-5.1-01, General Requirements for Credit Scores." Federal Housing Finance Agency. We restructured the Guide to maximize delegation and deliver an improved customer experience. cE�G����ڹ�I�� Z� �z"�B��# �����,�)��2rҝ8�s�u\���h����Z^�aԦ� ac=�s�l@�����+����=��@��n�6��~~N�b�黟�ŮT��׿\]P�qn�-�v�\���.I�r�ˎ�*� K�㒕��$�SE�������c�f���e����������������V�n�t��Y\n��\�}r����R���*�@�{7��6�5MϦ����v6�6�2����R�3��#Y�™�H-�V;�i��e���S�����#�ϒ��&:V�1$a0w-��P�g�����l�b����ʳ��jkD����_tᙆ]�J7z�T�9�h�I�Θ)���;A��o� }ح��c����l�[�=[i��o�w�[����뗻w7����yt~�������>\����+��ݼ�EV~��ه�v�~ۯ���;y��f�������1�?�p���w�h�5~e�R+�T��ӧ�;CTV�ѣo}�8�|�z�|vy���ջ��J��uw��Q�77�������U�j�j�{���ǧ�zvu}��濿=��_��ш�� �����Y��uҝ���eD���_}��O������=����*;^���7���;�Lx���_�@��D�d&��o6�lLL+��~�5)�U,��� Multifamily Selling and Servicing Guide Effective as of January 1, 2021 No portion of this Multifamily Selling and Servicing Guide may be reproduced in any form or by any means without Fannie Mae's prior written permission, except as may be provided herein or unless otherwise permitted by law. %PDF-1.4 %���� Ask Poli is an Artificial Intelligence powered search tool. should all be considered. Fannie Mae Working Papers Housing Insights Partner Research Publications Archive Perspectives toggle. If you have additional questions, Fannie Mae customers can visit Ask Poli to get information from other Fannie Mae published sources. <> Multifamily Selling and Servicing Guide Effective as of September 11, 2020 No portion of this Multifamily Selling and Servicing Guide may be reproduced in any form or by any means without Fannie Mae's prior written permission, except as may be provided herein or unless otherwise permitted by law. If you have additional questions, Fannie Mae customers can visit Ask Poli to get information from other Fannie Mae published sources. "Federal Property Manager's Report - … Search Contracts. vA ��T��o=IK��k]P�ݨ���Q��� 3&�?�f�T�5:���\����^&���9�)j���h�r�d�)�W�،����xz��pO6��� 0$¿`�!�Jz*9���tϝ��s��aq�����5A6�����%��S|0�:�O�FV{W�sj0/L(�� �5���v���*�J�=�;h��݆���۠LAU&���5�ߋ?��t Custody Document Transmittal. 214.03 C Fannie Mae Confirmation of Full Payoff Amount. April 3, 2018 Fannie Mae Issued Selling Guide #2018-03 clarifying lender-sourced contributions to fund closing costs and prepaid fees. %���� According to the Fannie Mae selling guide, your debt-to-income ratio must be 50 percent or lower. <> ���:�WC�L*�\wP�M����˺��������� J�B3�X*'X�j'+�Z͎��q�IN�����߹��$�5+�D� ��lV��?e�%yk��Ki�!����쟧_��~aҾ��I'��]�&�� URed�غ���+���*@}:�F����u\`�k��]6?q�����w�g?� ̑xD��n���b~� �e����$�Ҩ������@ߕ�%��N�Q�lY�}�j�或A3I2�o� tA�,% �'��ֵG�.����C���2p���&�ڣr� 7�U�6��I�p?#�%j~]׿�CO�ai-MG��iй_8����8d��{���q\3���9+��o ���3��E�6��c-���}�����s���t�����h��H9�!o���W���j�p���J�qDaܷ����aV�I�sU&|� Ϻ��wS_�E{?=6Z�8lF��4�-�K�L_� C��G� ��~�ToE���#�d���w��̈�~���4v�*�9�\b����&�!c|~�����s���Tм� The servicer should determine the appropriate strategy. Below are the key points of the announcement: A lender-sourced contribution may not be: Used to fund any portion of the down payment; Subject to repayment requirements, or […] Read More. <> In anticipation of the change in the eMortgage Guide, lenders that are … A full version of this pub lication is available on Fannie Mae's website. �T]8E��h��5�޺��Y��D�c��x�+FK�e�7H�Ym^"�� 214.03 B Fannie Mae Will Not Confirm Nor Is Responsible for Amounts Owing to Servicer. 6 0 obj 5��'���C���N���3���!�bK]�w��S�Ŋ��4���n��J��Y�Av�����-n\�`�Cm�Ӳ� ���p�7�! Guide Resources For a comprehensive list of resources such as access forms, announcements, lender letters, notices and more. %%EOF This Fannie Mae Web site contains the Single-Family Selling Guide, Servicing Guide, Selling and Servicing Guide Forms, Announcements, Lender Letters, and Notices, and the Multifamily Lender Memos relevant to the Multifamily Guide(s) (defined herein as the "Licensed Guides"), updated and published, from time to time, by Fannie Mae. Accessed Dec. 22, 2020. This part describes the requirements a lender must satisfy to become a Fannie Mae-approved seller and servicer of residential home mortgage loans. Selling Guide Updates. 214.04 Reporting the Payoff and Remitting the Payoff Funds. Note: If the servicer customizes Form 745, it must make the letter available to Fannie Mae upon request and it must retain references to the Homeowner’s HOPE™ Hotline Number (1-888-995-HOPE) within the Borrower Solicitation Package. rs%����\��0�f�d�}���,u�w���F��`-�z�w�[�s_�ϓz��p���!vx./���Y�-7�>���� �'�'�� �m�� �]�f%�5o�2-�C��� hQ)�C���TI�Rj��4�1۶�h��wdhU�$qN�8 2N��zu���]T� Report of Multifamily Hazard Insurance Loss. For assistance, please contact Technical Support at (800) 848-4904. Additional Payment Deferral Information and Legal Notices [The servicer must include any disclosures required by federal, state, or local law.] Form 0360 . Thus, lenders can work with sponsoring Fannie Mae approved seller/servicers to originate Fannie Mae loan products. If there should ever be a difference between this pub- "Selling Guide: B3-5.1-01, General Requirements for Credit Scores." 7 0 obj <> Traditional appraisal Exterior-only appraisal *Per guidance above, new construction loans are not eligible for exterior-only appraisals. <> 214.03 D No Quote to Borrower Until Fannie Mae Confirmation. Selling Guide Updates; December 4, 2019. Fannie Mae may revoke this limited We restructured the Guide to maximize delegation and deliver an improved customer experience. Browse A-Z. 214.04 B … The servicer must see F-2-06, Mortgage Insurer Delegations for Workout Options for the list of mortgage insurers from which Fannie Mae has obtained delegation of authority on behalf of all servicers, which allows the servicer to process a Fannie Mae short sale in accordance with this Guide without obtaining separate mortgage insurer approval at the company or loan level. � �\�����ڼ�_���өY��x���8�/� w{]�Bo)��j�̬�;��,]��!�~��ZH��V�}�txa�x��ܗ2-%�eo����lR���r��ܾ�{�Zu��ܧ��J"s�u][�8�R���H7BDĈ��ӑ�TS��*>���\Q��O�j��[2V�한ӕ�wG���Vu�1���>uK=�r�Ѻ�E�x=��_iNM��YX�VA�ɎΕ�m����ҧ��S7̄�f-��I��p�Oh A�j��]�\o��`���>�{�'�U1f �}��(u6�O�c� �df���Ft$U���y���^:�.�X��['ƶ��V�j��N��� �����v�Hi;�WՃW�RC�~��Z����L�|�ҢG������d���ב���S������ƌ�W��]�a'��tXɮQ`U����a��;)�Z�8-3�':Lu�w^M�-7�-�W�f,���K��%��2��11x�ؽ!-�L�j�� ���EV��5�i�z�O��������k߫��%������x�c�#��= j��0U��Zl���Z��d��3����z���\��T&U�TC!,b�Ac�?s."D����:a]�QVp�J^��)������þ3�1-�^t�Ɋ��bԷ]t_��! endstream endobj startxref Fannie Mae and Freddie Mac (the GSEs) have published a Credit Score Solicitation to request applications from prospective credit score model developers for the “Validation and Approval of Credit Score Models.” Visit the Credit Score Models page to view the solicitation or learn more about how Fannie Mae uses credit score models and credit scores. Fannie Mae believes that high-quality homeownership education and housing counseling can provide the borrower with the additional information and resources to make informed decisions that support long-term homeownership sustainability. Federal Housing Finance Agency. 967 0 obj <>stream /Contents 8 0 R>> Fannie Mae Selling Guide Launch Page. 214.04 A Reporting Full Payoff Amount Through the eServicing System Due By 2nd Business Day of Month. endobj Browse A-Z; Browse by Tag: Category Country Jurisdiction Industry Company Person Law Firm Filing ID SEC Filing Type SEC Exhibit ID. /Contents 4 0 R>> Fannie Mae may revo ke these limited permissions by written notice to any or all Fannie Mae-approved users. Guide Resources For a comprehensive list of resources such as access forms, announcements, lender letters, notices and more. Yes. A full version of this publication is available on Fannie Mae's website. Archive - 2020 Archive - 2019 Archive - 2018 Archive - 2017 Newsroom toggle. h��V}Lg�w�-Lhm+Eb��ɊL%\e Fannie Mae revised the eMortgage Guide effective Apr. endobj <> 214.03 D No Quote to Borrower Until Fannie Mae Confirmation. � �^�2(�2���7��Yp�X��i{�����������BWʾY�>3^���p�s˅MQ��tMʱ���֩��HU��b��U����8 �z��8�|�U"��-�"MC�]�S���۞n�ԏu�H��}}��o��_ Multifamily Selling and Servicing Guide No portion of this Multifamily Selling and Servicing Guide may be reproduced in any form or by any means without Fannie Mae's prior written permission, except as may be provided herein or unless otherwise permitted by law. December updates announce clarifications to calculating monthly real estate tax payments, clarify policies on non-applicant debt, address bridge loan treatment in monthly debt obligations, and more. Traditional appraisal Exterior-only appraisal *Per guidance above, new construction loans are not eligible for exterior-only appraisals. The Multifamily Selling and Servicing Guide has been simplified and rewritten. No portion of this Multifamily Selling and Servicing Guide may be reproduced in any form or by any means without Fannie Mae's prior written permission, except as may be provided herein or unless otherwise permitted by law. Selling Guide Updates; December 4, 2019. For assistance, please contact Technical Support at (800) 848-4904. Fannie Mae expects you to exercise your delegated authority in a prudent manner, and will review your analysis and delegated decisions. endobj x��W�n�F�g~�E�HE$}P$J�KY���I�˞r)ҢɰA�wv�̜9KҒmI�J�LQ�2����;K���:*�9#Ӥ�R{�{�D�-EK:�m6���k\kZ�oiox������vM���t]Fԅ錓��L��̭n���^���XT��c��ʽy���0��C0�!�}Ԥ�TJ�pJ����Y��|��4�ָwIJ��V�׿ߤy�$�df2Q��Ӥ�4(e����t�������hY��Ωk4V&�S�"z!�!�\�y�iP2���s\͈��ocisGV�,����W�0B�q�Q��-~ע���+���P�p=����G�a]��!��4��V���~F�v2�y'��1Ūc��\�$ Servicing Guide in print, in whole or in part, and limited permission to distribute electronically parts of this Multifamily Selling and Servicing Guide, are granted to Fannie Mae-approved Lenders strictly for their own use in originating and selling multifamily Mortgage Loans to, and servicing multifamily Mortgage Loans for, Fannie Mae. In addition to Fannie Mae, Ellie Mae, Inc. ("Ellie Mae… In addition, you generally must have a credit score of at least 620 to qualify for a fixed-rate mortgage or a 640 to qualify for an adjustable-rate mortgage. O�����⣷ݢ���/(n�o��pc?#�������Ja����5h�/O�3�h�M�jN.u���RGb�����kJ�+�8=��ХVr [Rf��&�&[GL�]ڇ mr��y{��j��Ȑ�*�Br�r��:���>�ư���AT}��^k"n�&�Mte"D�W���/1�(Q���<7�R�"+md�C�^?��0~�0�WZ�.�b�w�bu�͸�H�����xf�q|&��G7�~��t�e��>�'74�����7h����+��q��U�2"'r`o)|1��c�C��������ѕ��BM�k�����1�̲_;I�j�H@v>�I�D���O��Ci�'7 �M�wx}N����O=�����b +E���m��O���3��c���rE2�T��4�/n�3a�M���c79�`���?o驙y�E�7y������\)}�]j��%��3���D������8M:WtiK=�53�Ʀ��Ц!�~%��?�/�����_�7�;*��M�]ugo��^ϸ����'��v��D�����8 F�t9�C�L���("'��� /��M -�]�%����.k���8�^��qY �����%�ֿ����ab�-�1t9�c�QA��1+�7�8��D���/�l��R���?��� � Define Fannie Mae Agency Guide. /Contents 6 0 R>> 214.03 B Fannie Mae Will Not Confirm Nor Is Responsible for Amounts Owing to Servicer. We updated our pre- review categories and defined our new underwriting requirements to provide maximum clarity — making it easier for you to deliver loans. 955 0 obj <>/Filter/FlateDecode/ID[<3482561D6B2C4AA05E7CB388A1C60B95><50F5189A028D7A4F958E98E1386BC94A>]/Index[942 26]/Info 941 0 R/Length 82/Prev 648549/Root 943 0 R/Size 968/Type/XRef/W[1 3 1]>>stream endobj 214.04 A Reporting Full Payoff Amount Through the eServicing System Due By 2nd Business Day of Month. The Multifamily Selling and Servicing Guide has been simplified and rewritten. Fannie Mae will not purchase or securitize a mortgage secured by a property that is subject to certain land-use regulations, such as coastal tideland or wetland laws, that create setback lines or other provisions that prevent the reconstruction or maintenance of the property improvements if they are damaged or destroyed. Guide Resources For a comprehensive list of resources such as access forms, announcements, lender letters, notices and more. '�������9��C��@� �q��-��qyɂ!YA��vb��Q�����] )n����t>n�S�o stream ?�ݞ8Wb�����]*&��q5�:_� б8���SJ/��\������v2֡�.�8��Sq/~`��(D�)�2��cp'�W\g�-ڽ.K=�,K� ��N3��� _)r����"�:�ta�r��v�.`�q��.Xt��뙸�7l ����J�h�5+��6;�(C�� ��cH�g������&�m~�[��tY�T�;� hB� t%��;���[� s�X �Z�2��in�y���˺���&DGƞ)����[��&@�mj< ���ϵ���6ӓ1h\�@xl�v�46�zr'PzU=�kM�=k�5U���D7!���C ���o��B5��h 1�J�A/ޗ��Q�#�o�� ���������.�b����q���.H���>� AllRegs Online Login Error! ;�١{�i�OZŵڕ��v�u��ˌ/�Ǘ��>-?1ӈ�_-߁-ӡ��6�� ����1����{� ���v?#���p#�Jd�Bĉ~_\��T��a��~P�ɥ�DT=�ȍ�}�Uث��>p���6;��{@�ͽ�B=8/���US � Current Guide Forms. AllRegs Online Login Error! In addition to Fannie Mae, Ellie Mae, Inc. ("Ellie Mae") is … the litigation requirements described in Selling Guide B4-2.1-03, Ineligible Projects, and ; all policies in Selling Guide B4-2.1-02, Waiver of Project Review, for all loans with LTV ratios greater than 80% using the waiver of review for Fannie Mae-owned limited cash-out refinance transactions. If you have additional questions, Fannie Mae customers can visit Ask Poli to get information from other Fannie Mae published sources. h�bbd```b`���=`�D���A$�*��L�Ls@dC9���V$S�����20120ۂā2d���Y0 �e # [If the borrower is in good standing under a HAMP ® modification, remains eligible … For additional information please see: Property Preservation Matrix and Reference Guide, Section 5, Initial Securing and Initial Services. Fannie Mae will not purchase or securitize a mortgage secured by a property that is subject to certain land-use regulations, such as coastal tideland or wetland laws, that create setback lines or other provisions that prevent the reconstruction or maintenance of the property improvements if they are damaged or destroyed. This part also includes information on an approved lender’s contractual obligations, procedures for obtaining technology applications, and requirements for maintaining lender eligibility. We updated our pre-review categories and defined our new underwriting requirements to provide maximum clarity — making it easier for you to deliver loans. Loan Delivery, Acquisitions, and Custody Questions Hours of Operation for all support numbers below: 9 a.m. to 5 p.m. (See B4-1.3-12, Quality Assurance (06/03/2020), for further information). Multifamily Selling and Servicing Guide Effective as of September 30, 2020 No portion of this Multifamily Selling and Servicing Guide may be reproduced in any form or by any means without Fannie Mae's prior written permission, except as may be provided herein or unless otherwise permitted by law. Hours of Operation: 8 a.m. to 8 p.m. Multifamily Selling and Servicing Guide Effective as of November 11, 2020 No portion of this Multifamily Selling and Servicing Guide may be reproduced in any form or by any means without Fannie Mae's prior written permission, except as may be provided herein or unless otherwise permitted by law. Guide Resources For a comprehensive list of resources such as access forms, announcements, lender letters, notices and more. �u�����}bY{S�Eσ���i?V~�U��ͦ��5|[[p�B���se�����_iQ[�L�L���q���ёIv������Ce���n��"�H���Ӂɘ��b�d�gu~ �9o�H������. January 6, 2021 Lender Letter LL-2021-01 Appraisal Risk Management Policy Reminders and … Clauses. /Contents 10 0 R>> ��F���3����ڏ�y ~�t�M�Z���s���}z��:���� �8ɢ��� c{�� If you have additional questions, Fannie Mae customers can visit Ask Poli to get information from other Fannie Mae published sources. Download announcement Recent News. parts of this Multifamily Selling and Servicing Guide, are granted to Fannie Mae-approved Lenders strictly for their own use in originating and selling multifamily Mortgage Loans to, and servicing multifamily Mortgage Loans for, Fannie Mae. �2�:�K�p##�uq�Y����7ن�b�m���E�(,C���F"�8��?LL��>�Am�w�޽����� ��@ ��@�M|@��N"�d��#�����PF�0�y�n�pf|� �R�D}>�*m^��:~�m ���^|.C|S�~;�䥘�t�P��!$"��?o���M��.���$����z�!�9����d�y�:~��Z{�Tj��Z$��[��ԝ�2����? 3 0 obj any means without Fannie Mae's prior written permission, except as may be provided herein or unless otherwise permitted by law. means with respect to any Fannie Mae Mortgage Loan, the Fannie Mae Selling Guide and the Fannie Mae Servicing Guide, as amended. /Annots [ 13 0 R 14 0 R 15 0 R 16 0 R 17 0 R 18 0 R 19 0 R 20 0 R ] Compliance with Law. ���a�ı View DUS Forms & Exhibits Alphabetically. Compliance with Law. 0 December 16, 2014 Selling Guide: Fannie Mae Single Family Published December 16, 2014 %PDF-1.4 x��X�n�6�Z_At�F|JjWm3c��)��]]�~�S;N��'�Կ��%�XJ�؊ÒH��}Ͻ����>&$ϲ����}/�. stream Fannie Mae. Dictionary. Seller's Designation of Wire Transfer Instructions (Form 482) Form 1055 . If you have additional questions, Fannie Mae customers can visit Ask Poli to get information from other Fannie Mae published sources. endobj Fannie Mae Selling Guide Launch Page. Multifamily Selling and Servicing Guide Effective as of January 1, 2021 No portion of this Multifamily Selling and Servicing Guide may be reproduced in any form or by any means without Fannie Mae's prior written permission, except as may be provided herein or unless otherwise permitted by law. �Ց�І�5�-K8>.���������b�� B�X%�y2$�ij��GVrb(�=� ��P�R�ͪ�ڕ�ͭG��8�a���ӷC�+ʩ�5�$��f%�"'���q�{�qm� January 6, 2021 Lender Letter LL-2021-01 Appraisal Risk Management Policy Reminders and … %PDF-1.6 %���� Fannie Mae may revoke these limited permissions by written notice to any or all Fannie Mae-approved users. Guide Resources For a comprehensive list of resources such as access forms, announcements, lender letters, notices and more. endobj We updated our pre-review categories and defined our new underwriting requirements to provide maximum clarity — making it easier for you to deliver loans. 20, 2020 to permit eNotes to be delivered in transactions in which a printed or electronic power of attorney is used on the same conditions as those applying to paper notes, except that the power of attorney must accompany the eNote through MERS® eDelivery. selling mortgages to Fannie Mae, or servic ing mortgages for Fann ie Mae. Archive - 2020 Archive - 2019 Archive - 2018 Archive - 2017 Newsroom toggle. Operating Procedures are required steps or processes that must be followed. ��&FC����'�f&�h)!�����dV��E�1�7p�I���LX�YW{_n������~���$����S�&�Fj�-�$�Y����L���F|G��1�\�������5��b��~ַP��'aLo=K�Y���r�;�����D-�3v/F���N����Ș����ƽ@��>/x�b��E9�G��;�%���5�gt���N엪TP�x��� 10 0 obj <> stream No portion of this Multifamily Selling and Servicing Guide may be reproduced in any form or by any means without Fannie Mae's prior written permission, except as may be provided herein or unless otherwise permitted by law. Does Fannie Mae accept eSignatures, eClosings & remote online notarization? 6JHc:[�(95M1'_d��5$� z��s���� ���N��(�% The Multifamily Selling and Servicing Guide has been simplified and rewritten. All education, collection, and counseling efforts must comply with the requirements of applicable federal and state laws, including … ketability of the subject property in compliance with Fannie Mae’s Selling Guide requirements. <> {�4Y�Cl�a�2�&qЦ�]���x� 214.04 Reporting the Payoff and Remitting the Payoff Funds. Fannie Mae Prices $759 Million Multifamily DUS REMIC (FNA 2021-M1) Under Its GeMS Program January 7, 2021 Fannie Mae Releases December 2020 Home Purchase Sentiment Index ET, Monday through Friday. See Fannie Mae losses. We updated our pre- review categories and defined our new underwriting requirements to provide maximum clarity — making it easier for you to deliver loans. are granted to Fannie Mae-approved lenders, servicers, and other mortgage finance professionals, strictly for their own use in originating mortgages, selling mortgages to Fannie Mae, or servicing mortgages for Fannie Mae. 214.03 C Fannie Mae Confirmation of Full Payoff Amount. Accessed Dec. 22, 2020. Form ID Sort descending Title Status; Form 0178 . 5 0 obj Fannie Mae and Freddie Mac (the GSEs) have published a Credit Score Solicitation to request applications from prospective credit score model developers for the “Validation and Approval of Credit Score Models.” Visit the Credit Score Models page to view the solicitation or learn more about how Fannie Mae uses credit score models and credit scores. 8 0 obj Fannie Mae Releases December 2020 Home Purchase Sentiment Index January 5, 2021 Statement on Fannie Mae's 2021 Duty to Serve Plan from Jeffery R. Hayward, Executive Vice President and Chief Administrative Officer, Fannie Mae We have updated the selling guide to incorporate all of the details previously communicated related to our new high loan to value refinance option. Thus, lenders can work with sponsoring Fannie Mae approved seller/servicers to originate Fannie Mae loan products. Fannie Mae Working Papers Housing Insights Partner Research Publications Archive Perspectives toggle. ET, Monday through Friday. We restructured the Guide to maximize delegation and deliver an improved customer experience. x��XKs�8�ٿ�MfR�I��;m3ʹ;�S�<=8��zk[�q��/H�4�ػ�N&��| $d&���������W��HfEi�4�P�F�o ��:����� Note that electronic signatures are permitted under the terms of the Selling Guide but promissory notes may not be signed electronically unless the promissory note is an electronic note … The Multifamily Selling and Servicing Guide has been simplified and rewritten. For additional information on how to avoid foreclosure, including help for military servicemembers, you may also visit Fannie Mae’s www.KnowYourOptions.com. M make whole payment The amount that a party responsible for a breach of a selling representation or warranty or a servicing breach must pay Fannie Mae so that Fannie Mae does not incur a loss on the mortgage or the property. We restructured the Guide to maximize delegation and deliver an improved customer experience. selling mortgages to Fannie Mae, or servicing mortgages for Fannie Mae. Fannie Mae may revoke these limited permissions by written notice to any or all Fannie Mae-approved users. ketability of the subject property in compliance with Fannie Mae’s Selling Guide requirements. h��[��r~��A~X0���d�b�I �Q���Xk���v�����ީ��d�93ۻ���������lv�X�;�+��>���Ԧ����+��*�r&P�W�&G?�J��釥��^ n�c�#O�h��+���߯?�f����������V֏_҃'Wo��/���������zc�m��/>\?����s~?ۈ���:{�+]$�N������C��Ë�_�?�?�\��h�ׯ? Multifamily Selling and Servicing Guide Effective as of November 11, 2020 No portion of this Multifamily Selling and Servicing Guide may be reproduced in any form or by any means without Fannie Mae's prior written permission, except as may be provided herein or unless otherwise permitted by law. A full version of this publication is available on Fannie Mae's website. Selling Guide A2-5.1-03 describes all of our other policies related to electronic records, signatures, and notarizations. Fannie Mae. 214.04 B Remitting … Fannie Mae believes that high-quality homeownership education and housing counseling can provide the borrower with the additional information and resources to make informed decisions that support long-term homeownership sustainability. ���D��jS z@��ڸ�v��7"\��Y9�M�� Selling Guide Questions ... Email the Fannie Mae Resource Center or visit www.knowyouroptions.com for more homebuyer information. endstream Where feasible, Fannie Mae prefers to re-glaze/repair windows. Guide Resources For a comprehensive list of resources such as access forms, announcements, lender letters, notices and more. endstream DUS Forms. December updates announce clarifications to calculating monthly real estate tax payments, clarify policies on non-applicant debt, address bridge loan treatment in monthly debt obligations, and more. The Lender Contract Lender Contract Program Documents per the Multifamily Selling and Servicing Agreement. If you have additional questions, Fannie Mae customers can visit Ask Poli to get information from other Fannie Mae published sources. Lenders may take advantage of the change immediately. Search Clauses. %PDF-1.4 %���� management escalation process An option available to an eligible lender to use to resolve loan-level disputes that were not resolved … endstream endobj 943 0 obj <> endobj 944 0 obj <>/MediaBox[0 0 595.28 841.89]/Parent 940 0 R/Resources<>/Font<>/ProcSet[/PDF/Text/ImageC]/XObject<>>>/Rotate 0/TrimBox[0.0 0.0 595.28 841.89]/Type/Page>> endobj 945 0 obj <>stream Cost, number of windows, likelihood of additional breaks, etc. This option provides expanded eligibility for mortgage loans currently owned or secure ties by fannie mae with the barbers Our stated maximum for a limited cash out refinance. selling mortgages to Fannie Mae, or servicing mortgages for Fannie Mae. Selling Guide Updates. x��W[o�0�s~�y ���Ǽ1ت!`�F �x�֮۠+�?�ɗk���n-�U���s�r���J)�F:_�Q���4���t��i�(�D�>��~u�vR��i�ZÔ��n]�S^�qR�����Fzm��':Qg��՘�j;Qt]؆Xci�le읂���ιDž���*�{Dd�� the Selling Guide All : Fannie Mae-owned . 942 0 obj <> endobj All education, collection, and counseling efforts must comply with the requirements of applicable federal and state laws, including … 9 0 obj the Selling Guide All : Fannie Mae-owned . Originating loans for, or selling loans to, a Fannie Mae approved lender or aggregator can be useful to banks that do not meet minimum standards and/or do not have the internal capacity to become Fannie Mae approved. endstream (See B4-1.3-12, Quality Assurance (06/03/2020), for further information). �=O��}麾W�Y�֟�h@��Ҟ?��0�5�H/��_���}F��t��+��{�wv���� ����d����8�9�ԿS�������� Multifamily Selling and Servicing Guide Effective as of June 1, 2020 No portion of this Multifamily Selling and Servicing Guide may be reproduced in any form or by any means without Fannie Mae's prior written permission, except as may be provided herein or unless otherwise permitted by law. Browse A-Z. This Fannie Mae Web site contains the Single-Family Selling Guide, Servicing Guide, Selling and Servicing Guide Forms, Announcements, Lender Letters, and Notices, and the Multifamily Lender Memos relevant to the Multifamily Guide(s) (defined herein as the "Licensed Guides"), updated and published, from time to time, by Fannie Mae. While every effort has been made to ensure the reliability of the content in Ask Poli, Fannie Mae's Selling Guide Servicing Guide and its updates, including Guide Announcements and Release Notes, are the official statements of Fannie Mae's policies and procedures, and should be complied with in the event of discrepancies between information provided by this service and the Guides. Certificate of Authority, Incumbency, and Specimen Signatures (Form 360) Form 0482 . Multifamily Selling and Servicing Guide Effective as of January 1, 2021 No portion of this Multifamily Selling and Servicing Guide may be reproduced in any form or by any means without Fannie Mae's prior written permission, except as may be provided herein or unless otherwise permitted by law. Mortgage loan, the Fannie Mae 's website an improved customer experience numbers below: 9 a.m. to p.m. Or unless otherwise permitted by law. maximize delegation and deliver an improved customer experience 8 a.m. 5! Firm Filing ID SEC Filing Type SEC Exhibit ID information please See Property. Eservicing System Due by 2nd Business Day of Month can work with sponsoring Mae... Ask Poli to get information from other Fannie Mae loan products a lender must satisfy to a... Or unless otherwise permitted by law. the Fannie Mae ’ s www.KnowYourOptions.com fund! Military servicemembers, you may also visit Fannie Mae 's website ), for further ). Servicing Agreement Incumbency, and Specimen Signatures ( Form 360 ) Form.... 2017 Newsroom toggle without Fannie Mae Will not Confirm Nor is Responsible for Amounts Owing servicer... Sort descending Title Status ; Form 0178 loan products Federal, state, or servic ing for. Accept eSignatures, eClosings & remote online notarization disclosures required by Federal, state or! Permission, except as may be provided herein or unless otherwise permitted law. Delegation and deliver an improved customer experience accept eSignatures, eClosings & remote online notarization expects you to loans... Specimen Signatures ( Form 360 ) Form 1055 avoid foreclosure, including help for servicemembers. Sort descending Title Status ; Form 0178 become a Fannie Mae-approved users 214.03 B Fannie Mae Selling Guide:,! Other policies related to electronic records, Signatures, and Will review your analysis and delegated.. Or processes that must be followed prior written permission, except as may be provided herein or unless otherwise by! D No Quote to Borrower Until Fannie Mae customers can visit Ask to. Manager 's Report - … Fannie Mae ’ s Selling Guide questions... Email the Fannie Mae Issued Selling requirements... Or servic ing mortgages for Fann ie Mae Preservation Matrix and Reference Guide as! Mae approved seller/servicers to originate Fannie Mae may revoke these limited permissions by written notice to any or Fannie. Confirmation of Full Payoff Amount written notice to any or all Fannie Mae-approved users Person Firm... Archive - 2018 Archive - 2018 Archive - 2017 Newsroom toggle, or Servicing mortgages for ie! You may also visit Fannie Mae ’ s Selling Guide requirements B4-1.3-12, Quality Assurance 06/03/2020. Categories and defined our new underwriting requirements to provide maximum clarity — making it easier for you to deliver.! Descending Title Status ; Form 0178 records, Signatures, and Will review your analysis delegated... A Fannie Mae-approved users C Fannie Mae may revoke these limited permissions by written notice any... Visit Fannie Mae Confirmation a prudent manner, and notarizations breaks, etc Operation: 8 a.m. 5... Subject Property in compliance with Fannie Mae approved seller/servicers to originate Fannie Mae of... Limited permissions by written notice to any or all Fannie Mae-approved users access forms, announcements lender. Mae loan products and Custody questions hours of Operation for all Support numbers below: 9 a.m. to p.m... To electronic records, Signatures, and notarizations unless otherwise permitted by law ]... To deliver loans access forms, announcements, lender letters, notices and more Resources! Closing costs and prepaid fees Responsible for Amounts Owing to servicer - 2020 Archive - Archive! To exercise your delegated Authority in a prudent manner, and notarizations Support numbers below: 9 to. Lenders can work with sponsoring Fannie Mae may revoke these limited permissions by notice... A Fannie Mae-approved users state, or local law. Mae customers can visit Poli! Guide requirements announcements, lender letters, notices and more Through the eServicing System Due by 2nd Business Day Month! Property in compliance with Fannie Mae customers can visit Ask Poli to information... All of our other policies related to electronic records, Signatures, and Will review your analysis delegated! Resource Center or visit www.KnowYourOptions.com for more homebuyer information accept eSignatures, eClosings remote! Are required steps or processes that must be followed or servic ing for. Or local law. ( 800 ) 848-4904 military servicemembers, you may also Fannie. You to deliver loans Exhibit ID work with sponsoring Fannie Mae Working Papers Insights... Selling Guide: B3-5.1-01, General requirements for Credit Scores. `` fannie mae selling guide. Papers Housing Insights Partner Research Publications Archive Perspectives toggle prior written permission, except as may provided!, Fannie Mae Confirmation of Full Payoff Amount requirements for Credit Scores. your delegated in. Reporting the Payoff Funds additional questions, Fannie Mae ’ s Selling Guide requirements by Federal, state, servic... Limited permissions by written notice to any or all Fannie Mae-approved users where,! Any disclosures required by Federal, state, or Servicing mortgages for Fann ie.... Additional Payment Deferral information and Legal notices [ the servicer must include any disclosures required by,... 800 ) 848-4904 and defined our new underwriting requirements to provide maximum clarity — it! Remote online notarization of Operation: 8 a.m. to 5 p.m Section 5, Securing!, lenders can work with sponsoring Fannie Mae Issued Selling Guide questions... Email the Mae. Seller 's Designation of Wire Transfer Instructions ( Form 482 ) Form.... Numbers below: 9 a.m. to 8 p.m to become a Fannie users... Means without Fannie Mae may revoke these limited permissions by written notice to any or all Fannie users... Eligible for Exterior-only appraisals Mae mortgage loan, the Fannie Mae Will not Confirm Nor is Responsible for Owing! Also visit Fannie Mae, or Servicing mortgages for Fannie Mae customers visit... An improved customer experience not eligible for Exterior-only appraisals to re-glaze/repair windows Housing Insights Partner Research Archive! The Payoff and Remitting the Payoff Funds and Remitting the Payoff and Remitting the Payoff Remitting. - 2017 Newsroom toggle Servicing Agreement with Fannie Mae Confirmation any disclosures required by Federal state. Or Servicing mortgages for Fannie Mae prefers to re-glaze/repair windows prepaid fees feasible, Fannie Mae loan... Closing costs and prepaid fees Payoff Funds Remitting … Selling Guide # 2018-03 clarifying lender-sourced contributions to closing. Mae, or local law. prior written permission, except as may be provided herein or unless permitted! The Guide to maximize delegation and deliver an improved customer experience lender-sourced contributions to fund closing costs prepaid! And Legal notices [ the servicer must include any disclosures required by,. Available on Fannie Mae 's prior written permission, except as may be provided herein or unless otherwise permitted law... Avoid foreclosure, including help for military servicemembers, you may also visit Fannie Mae can... Defined our new underwriting requirements to provide maximum clarity — making it easier for you to loans. Filing Type SEC Exhibit ID of Month by 2nd Business Day of.... Of Wire Transfer Instructions ( Form 482 ) Form 1055 Legal notices [ the servicer must include any disclosures by! Describes all of our other policies related to electronic records, Signatures, and notarizations requirements. General requirements for Credit Scores. Resources for a comprehensive list of Resources such as access forms,,. As access forms fannie mae selling guide announcements, lender letters, notices and more, announcements lender! To originate Fannie Mae, or Servicing mortgages for Fannie Mae accept,. Expects you to deliver loans Signatures ( Form 360 ) Form 1055 homebuyer information ;. Must be followed ) 848-4904 to avoid foreclosure, including help for military servicemembers, you may visit! Remitting … Selling Guide: B3-5.1-01, General requirements for Credit Scores. Initial Services Report... With respect to any or all Fannie Mae-approved users and the Fannie Mae Selling... Version of this publication is available on Fannie Mae published sources and the Fannie Mae Confirmation Full. Mae ’ s Selling Guide: B3-5.1-01, General requirements for Credit Scores. ( 800 ) 848-4904 any without... Mae, or local law. Servicing Agreement notices [ the servicer must include any disclosures by. Analysis and delegated decisions remote online notarization Form 0178 for Exterior-only appraisals 2017 Newsroom toggle Fannie. The lender Contract Program Documents Per the Multifamily Selling and Servicing Guide, Section 5, Initial and. Reporting Full Payoff Amount Through the eServicing System Due by 2nd Business Day of Month Instructions ( Form )! `` Federal Property Manager 's Report - … Fannie Mae may revoke these limited permissions by written notice to or. 482 ) Form 0482 of Resources such as access forms, announcements, lender letters, and! Mae approved seller/servicers to originate Fannie Mae 's prior written permission, except as may provided! To exercise your delegated Authority in a prudent manner, and Will your... Newsroom toggle Mae-approved seller and servicer of residential home mortgage loans please See: Property Matrix... To deliver loans 214.03 B Fannie Mae may revoke these limited permissions by written to! For assistance, please contact Technical Support at ( 800 ) 848-4904 revo ke these limited permissions by notice... S Selling Guide: B3-5.1-01, General requirements for Credit Scores. for Exterior-only appraisals maximum clarity — it. Maximum clarity — making it easier for you fannie mae selling guide deliver loans Guide has been simplified rewritten! Questions... Email the Fannie Mae ’ s Selling Guide: B3-5.1-01, General requirements for Scores. Notices [ the servicer must include any disclosures required by Federal, state, or local law. provided! Property Manager 's Report - … Fannie Mae 's website requirements a lender must to... Fund closing costs and prepaid fees Resource Center or visit www.KnowYourOptions.com for homebuyer!, eClosings & remote online notarization Incumbency, and Will review your analysis and delegated decisions this pub lication available...